Salon & Spa Business Financing & Beauty Business Loans | Vida Growth Partners

Salon & Spa Financing Made Simple

Pamper your customers while strengthening your bottom line. Get the working capital you need for equipment, renovation, expansion, and new services with actual bank loans.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$750K
Equipment & Renovation
24-48 Hours
Fast Approval
575+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1000+ Salons & Spas Funded

Salon & Spa Financing Solutions

Choose from our comprehensive range of funding options designed specifically for beauty salons, hair salons, day spas, and wellness centers.

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BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year. Perfect for managing seasonal fluctuations and growth opportunities.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for working capital needs
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Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access for salon renovation, spa expansion, and new service additions.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for renovation and expansion
  • Preserve cash flow during improvements

Equipment & Renovation Financing

$5K to $750K

Flex Pay loans that let you defer up to 50% of principal into the future for dramatically lower payments while upgrading your salon or spa.

  • Defer up to 50% of principal
  • Low fixed weekly payments
  • Tax deductible interest
  • Perfect for equipment and renovation
  • Invest in new services and procedures now

Salon & Spa Line of Credit

$5K to $500K

24-hour access to working capital with 5 separate loan drafts over 6 months for unexpected opportunities and business expansion.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for new cosmetic procedures
  • Terms up to 36 months

Simple Qualification Requirements

We understand the beauty industry's unique needs and challenges. Our loans are actual bank loans with tax-deductible interest - not merchant cash advances with fluctuating payments that hurt your bottom line.

Check Your Eligibility
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Credit Score 575+

Much lower than traditional bank requirements

30+ Days in Business

Even newer salons and spas can qualify

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$17K+ Monthly Sales

$200K+ annually from all sources

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Salon or Spa Owner

Must be majority owner of beauty business

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Low Documentation

Quick application with minimal paperwork

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Fixed Payments

Predictable payments that don't increase with revenue

Simple 4-Step Process

Get from application to funding in as little as 3 days

1

Apply Online

Complete our simple application designed for salon and spa owners. No hard credit pull during pre-qualification.

2

Quick Review

Our beauty industry financing specialists review your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated consultant to structure the optimal financing solution for your salon or spa's unique needs and growth plans.

4

Get Funded

Receive funds in as little as 3 days to start upgrading equipment, renovating your space, or adding new services and procedures.

Ready to Transform Your Salon or Spa?

Join thousands of salon and spa owners who chose fast, flexible financing through Vida Growth Partners to grow and thrive

Complete Your Application Below

🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Tax deductible interest • Beauty industry specialist consultation

© 2025 Vida Growth Partners. All rights reserved.

Salon and spa financing solutions designed for beauty salons, hair salons, day spas, and wellness centers.